"I started my journey towards financial empowerment last summer. After accumulating over 5k in debt combined of credit cards and overdraft, I was worried about my financial security especially with a little one to look after. I came across the Female Money Doctor , and instead of looking at money as something to be scared of , or intimidated by, I started to learn the steps needed to gain control back. 

The courses and modules available online, along with the Money Planner Booklet are easy to understand, practical and very user friendly. 

 I learnt the importance of small consistent changes that make a huge difference if you stick with it. I'm proud to say I've paid off £3500 of my debt with the snowball method, and have even put money into a stocks and shares ISA (previously has no knowledge about investing, Nikki breaks it down and makes it incredibly easy!). 

I'm not there yet but I have a clear path of where I'm going and what I need to do to get there. I never thought I'd make progress this quickly, and have never looked back."